What are Tradelines and How Do They Impact Your Credit Score?

The secret to using tradelines effectively to improve your credit score lies being proactive — making sure that accounts that appear on your credit report are in the best shape possible before ...

Give Your Credit Score Some Love With These 5 Simple Steps

Your relationship with credit has a huge impact on the quality of your life. When it’s good, you have abundant options for where you live and what you buy and, in some cases, even where you work ...

5 Easy Ways to Create a Better Landlord-Tenant Relationship

Think fast: Are we in a renter’s market, or do landlords have the upper hand?

Part of 'Generation Rent'? Four Reasons to Ensure Your Rent Payments are Included in Your Credit Scores

Owning a home is the American Dream, but building the credit necessary to qualify for a mortgage can feel more like a nightmare. The same goes for obtaining a car or other loan, qualifying for...

Why Reporting Rent Payments to All 3 Credit Bureaus is Crucial

Reporting rent payments to credit bureaus — companies that gather and maintain individuals’ financial information and sell those reports to creditors and lenders — is a relatively new and powerful...

Victim of Identity Theft? 7 Things to Do to Get Back on Track

Identity theft is serious business.

Leveling the Credit Playing Field: What You Need to Know About The New Credit Access & Inclusion Act of 2017

There’s an imbalance in the modern credit reporting industry.

How to Protect Your Identity After a Big Data Breach

Are you one of the 145+ million people affected by the Equifax breach in 2017? When hackers exploited a flaw in a tool for building web applications to access information stored by Equifax, one of...

Rent Reporting to Build Credit: A Tenant’s Legal Right?

What happens when you don’t pay your bills – credit cards, utilities, cell phone, etc. – on time?

4 Reasons Why Credit Monitoring Should Be Your New Year’s Resolution

If you’re like 42% of the population, you’ve made a New Year’s resolution (or two, or more) about improving your financial outlook.