PM - RentTrack

Exciting New Evidence Reveals a Way for the “Credit Invisible” to Get Credit

"The power of three" is a potent rule in many realms, including when it comes to accessing financial potential.

What do Landlords Look for on Your Credit Check?

There's no question that your credit history affects whether or not you'll be approved to rent a property.

So, Your Credit Score Just Increased Unexpectedly — Now What?

If you just noticed your credit score jump unexpectedly by as much as 30 points, you might be wondering who's riding that unicorn that gave your financial health an unexpected boost.

For the Credit Invisible, Alternative Credit Data Makes a Big Difference

If you're one of the60 millionadults in the U.S. who are "credit invisible," meaning you don't have enough data on your credit file to generate a credit score, you know how hard it is to improve...

5 Common Misconceptions About Reporting Your Rent to Credit Bureaus – And The Surprising Truth

Having good credit helps you open many important doors in your life. It helps you do things like get a cell phone plan without having to prepay, buy or lease a car, open up credit card accounts, and...

You Don’t Need to Hire a Credit Repair Agency. Here’s Why.

Have you ever wondered whether you should hire a "credit repair" service? These companies promise to take steps to fix the problems on your credit report that are hurting your credit score. Although...

Don’t Break the Bank If Your Guest Breaks a Leg: Why You Need Renters Insurance

Renting has its benefits. You don't have to pay property tax, you aren't stuck in one place as long, and you can leave the maintenance to someone else. One thing you'll still be on the hook for,...

The Responsible Person’s Guide to Getting a Cosigner

There may come a time in your life when you want to borrow money, open a credit card, or apply to rent an apartment, but you can't get approved on your own. While the reasons may vary – you're just...

Want an A+ in Life? Start Building Credit While You're in College

When you're in college, there's a lot of new information and experiences coming at you on a daily basis. Maybe it's your first time living away from home, managing your time to balance school, a...

Hard vs. Soft Credit Inquiries: How They Affect Your Credit Score

Credit inquiries probably happen more often than you realize. Simply put, they are created whenever a potential lender, creditor or individual (even you!) accesses your credit report.