On the surface, a credit score looks like a simple 3-digit number between 350 and 800. But it packs a powerful punch in determining your financial destiny, such as whether or not you get the loan or...
Recent Posts
The secret to using tradelines effectively to improve your credit score lies being proactive — making sure that accounts that appear on your credit report are in the best shape possiblebefore...
Your relationship with credit has a huge impact on the quality of your life. When it’s good, you have abundant options for where you live and what you buy and, in some cases, even where youworkor...
Think fast: Are we in a renter’s market, or do landlords have the upper hand?
Owning a home is the American Dream, but building the credit necessary to qualify for a mortgage can feel more like a nightmare. The same goes for obtaining a car or other loan, qualifying for...
Reporting rent paymentsto credit bureaus — companies that gather and maintain individuals’ financial information and sell those reports to creditors and lenders — is a relatively new and powerful...
Identity theft is serious business.
There’s an imbalance in the modern credit reporting industry.
Are you one of the145+ million peopleaffected by the Equifax breach in 2017? When hackers exploited a flaw in a tool for building web applications to access information stored by Equifax, one of...
What happens when you don’t pay your bills – credit cards, utilities, cell phone, etc. – on time?
