Life in your 20s is exciting — during these years, you might graduate from college, travel the globe, land your first real job, get married, or start a family.
But we all know that one of the hardest parts of #adulting is managing your money.
That might be because your 20s are also the time when you're most likely to do things like:
- Drop more than $1000 to go to Coachella
- Buy a different pair of shoes for every day of the week on Amazon prime
- Forget to pay your overdue dentist bill, because who actually reads their mail these days?
- Move across the country for a "prestigious" internship that pays minimum wage
- Spontaneously buy plane tickets to Iceland because they were on sale
- Get roped into spending a fortune on a bridesmaid dress for your best friend's wedding
...You get the picture.
It also doesn't help that the majority of those in their 20s are also loaded down with student debt, struggling to pay for the rising costs of housing, and hustling to get paid a fair salary in one of the toughest job markets of all time.
Lucky for you, you're not on your own — the internet's personal finance community is here to help. Here at RentTrack, we love to keep up with the latest money tips by and for those who are just starting out financially. Here's a roundup of our top ten favorite blogs where you can find tips for making the most of your money, crushing debt, and building the financial life you want to live.
Erin Lowry created this site to help you #GYFLT, that is, get your financial life together. From tips on how to ask for more money at work to strategies for talking finances with your significant other, Erin's got the best advice that will leave you feeling more in control over your financial life. Don't forget to check out her brand new book.
Student loan debt is no joke. But you don't have to navigate the treacherous waters of loan refinancing, loan scams, and terrible student loan servicers on your own, because Robert Farrington at The College Investor is here to help. Check out his tips on how to eliminate your debt, save money, and even start investing.
Figuring out personal finance is just one aspect of #adulting, and GenTwenty's got you covered when it comes to that, plus many other areas like self development, career building and your health. We're big fans of this article by founder Nicole Booz on how to build your emergency fund, plus these three tips on paying student loan debt off faster. Be sure to check out "the twenty-something's guide to life" next time you need a boost to get motivated and start moving closer to your goals.
There are many talking heads out there who claim to be able to show you how to reach your personal finance goals, but Bobby at Millennial Money doesn't just talk the talk, he's walked the walk. Check out his story about how he paid off $40,000 of student loan debt in a year and half — on a teacher's salary. Make sure to also read his tips on how to attack debt and earn more.
The best way to describe Money After Graduation comes right from their about page: "This website isn't about clipping coupons or giving up lattes, so if you're hoping for tips to help you suffer through deprivation just to get ahead financially, you'll have to go elsewhere. Here you'll find advice and encouragement (and usually a good kick in the pants) to become an entrepreneur instead of an employee, a shareholder instead of a consumer, and a money master instead of a victim of your financial circumstances."
No list of the best personal finance blogs for twenty-somethings would be complete without mentioning the work of the "two optimistic, financially solvent, twenty-something feminist killjoys" behind Bitches Get Riches, known as Piggy and Kitty. Reading their hilarious take on everything from "buying important crap" to "unlearning bad advice" is definitely the most fun you'll have on a personal finance blog.
Everyone could use some personal finance advice from a CPA, right? That's what Brittney's got to offer over at her approachable blog, full of resources and free tools that you can use to master your money. She helps us answer questions like, "Can I afford that luxury thing?", "How do I battle credit card debt?", and "Why do I need to save for retirement?"
What does it really mean to be successful? According to Grant Sabatier over at Millennial Money, yes, money is part of it — but it's not the whole story. Take it from a guy who reached financial independence at age 30: peace and freedom from money worries are the real goal to focus on. Give his blog a read for tips on building a million dollar side hustle and advice on homeownership, and don't forget to check out his new book, Financial Freedom.
9. Half Banked
For many, being "good at money" seems to require skimping on the indulgences of everyday life, like $4 lattes and avocado toast. Desirae Odjick disagrees, and she shows us why it's actually a matter of spending well, saving money, making a budget, and investing. Check out her step-by-step approach if you're just not sure where to start when it comes to your money. Bonus points if you're Canadian — so is Desirae.
10. Money Selfie
Last, but by no means least, MoneySelfie has some great tips every millennial can appreciate, such as how to avoid "FOMO spending," great personal finance apps you'll use all the time, and even the worst advice about student loans so you can avoid it.
Thanks for reading, and we hope you enjoy the tips, resources, and tools you'll find on our favorite personal finance blogs! Did we miss a blog that belongs on this list? Email us at email@example.com and we'll check it out.